Agar aap IBPS SO Mains 2025 exam de chuke ho aur apna score card ka intezaar kar rahe the, toh ab aapke liye great news hai! 🎉 IBPS ne IBPS SO Mains Score Card 2026 officially release kar diya hai. Ab candidates apna section-wise marks, cut off aur interview qualification status check kar sakte hain.

Is article me aapko milega complete guide – direct link, scorecard kaise download karein, cut off, interview process aur future steps.

IBPS Specialist Officer (SO) recruitment banking sector ke sabse reputed exams me se ek hai. Har saal thousands of candidates IT Officer, AFO, Law Officer, HR Officer jaise posts ke liye apply karte hain.

IBPS SO selection process hota hai:

Prelims → Mains → Interview → Final Allotment

Ab Mains ka score card aa chuka hai jo interview shortlist ke liye decide karta hai.

IBPS SO Mains Score Card 2026 – Important Highlights

Particular	Details
Exam Name	IBPS SO Mains 2025
Score Card Release Date	08 January 2026
Exam Date	09 November 2025
Post	Specialist Officer
Stage	Mains Score (Interview Shortlist)
Website	ibps.in

Eligibility Criteria – IBPS SO 2026

IBPS Specialist Officer (SO) recruitment ke liye eligibility criteria post-wise decide ki jaati hai. Har post ke liye educational qualification alag hoti hai, isliye apply karne se pehle apni qualification ko dhyan se match karna bahut zaroori hota hai.

1. IT Officer (Scale-I)

IT Officer post ke liye candidate ke paas:

B.E / B.Tech in Computer Science, IT, Electronics, Data Science, AI, Cyber Security

Ya MCA / M.Sc (IT) / M.Tech

Programming, networking aur system management ka basic knowledge hona chahiye
Ye post mainly banking software, cyber security aur technical systems ko handle karne ke liye hoti hai.

2. Agriculture Field Officer (AFO)

B.Sc in Agriculture
B.Tech in Agriculture Engineering
Ya koi bhi agriculture related degree
Is post me rural banking, farmers se related schemes aur agricultural finance handle kiya jaata hai.

3. Law Officer

LLB degree kisi recognized university se
Bar Council me registration hona chahiye
Law Officer banks ke legal matters, contracts aur court cases ko manage karta hai.

4. HR / Personnel Officer

MBA / PGDM in Human Resources
Ya Personnel Management / Industrial Relations specialization
Is role me staff recruitment, training, appraisal aur employee management ki responsibility hoti hai.

5. Marketing Officer

MBA / PGDM in Marketing
Ya Post Graduate diploma in Marketing
Ye officer banking products ka promotion, customer acquisition aur business growth ke liye kaam karta hai.

Age Limit – IBPS SO 2026

IBPS SO ke liye age limit uniform hoti hai:

Minimum Age: 20 years

Maximum Age: 30 years

Category Wise Age Relaxation:

SC / ST: 5 years
OBC: 3 years
PwBD: 10 years
Ex-Servicemen: as per rules

Age calculation notification me mentioned cut-off date ke according hoti hai.

Nationality Criteria

Indian Citizen
Ya Nepal / Bhutan ka citizen
Ya Tibetan refugee (as per IBPS rules)

Important Points

Final year students apply nahi kar sakte jab tak result declare na ho
Degree recognized university se honi chahiye
Marks percentage ka criteria post-wise vary kar sakta hai
Document verification me original certificates mandatory hote hain

Job Responsibilities – IBPS SO (Post Wise)

IBPS Specialist Officer ka role normal clerical job se kaafi different hota hai. SO officers apni professional qualification ke basis par banking system ko technically, legally aur strategically support karte hain. Har post ki responsibilities alag hoti hain, jo niche detail me explain ki gayi hain.

IT Officer – Responsibilities

Core banking software aur internal systems ko smooth chalana
Server, database aur network security maintain karna
Cyber fraud aur hacking threats se system ko protect karna
New banking applications ko implement aur update karna
Technical issues ka quick solution provide karna
Data backup aur recovery process manage karna
Digital banking services ko improve karna

Agriculture Field Officer (AFO) – Responsibilities

Farmers ke loan proposals evaluate karna
Crop loans, KCC aur subsidy schemes handle karna
Rural area me financial awareness programs conduct karna
Government agriculture schemes ko promote karna
Field visits ke through real ground situation analyze karna
Farmers ko banking products ke baare me guide karna

Law Officer – Responsibilities

Bank ke contracts aur agreements verify karna
Legal notices aur court documents prepare karna
Pending cases aur recovery matters handle karna
Property, mortgage aur documentation check karna
Compliance aur legal risk management ensure karna
Advocates aur courts ke saath coordination karna

HR / Personnel Officer – Responsibilities

Recruitment aur selection process me support karna
Employee training programs organize karna
Performance appraisal system manage karna
Staff grievances ko resolve karna
Transfer, promotion aur leave policies implement karna
Employee motivation aur work culture improve karna

Marketing Officer – Responsibilities

Banking products ka promotion aur branding
New customers attract karna
Corporate aur retail clients ke saath meetings
Market research aur competitor analysis
Sales strategies develop karna
Revenue aur business targets achieve karna

Common Responsibilities for All IBPS SO Officers

Bank policies follow karni hoti hain
Regulatory guidelines ka compliance ensure karna hota hai
Senior officers ko reports submit karni hoti hain
Branch aur regional offices ke saath coordination karna hota hai
Customer satisfaction maintain karni hoti hai

Work Environment & Career Respect

Fixed working hours
Job security
Social respect
Growth opportunities
Skill-based recognition
Milta hai. Isliye IBPS SO ko banking sector ka prestigious career option maana jaata hai.

Salary & Benefits – IBPS SO 2026

IBPS Specialist Officer (SO) ek high-value banking job hoti hai jisme salary ke saath-saath long-term security aur growth dono milti hain. Banking sector me SO post ko professional aur well-paid career maana jaata hai.

IBPS SO In-Hand Salary 2026

IBPS SO Scale-I officer ko starting me approx:

👉 ₹38,000 se ₹42,000 per month (in-hand)

Ye salary posting city, allowances aur deductions ke according thodi vary kar sakti hai, lekin overall package kaafi attractive hota hai.

Salary Structure Breakdown

Basic Pay
Dearness Allowance (DA)
House Rent Allowance (HRA)
Transport Allowance (TA)
Special Allowance
In sab ko milakar ek stable aur respectable monthly income banti hai.

IBPS SO Benefits & Allowances

1. Dearness Allowance (DA) – Mehngai ke according DA revise hota rehta hai, jo salary ko time ke saath automatically increase karta hai.
2. House Rent Allowance (HRA) – Agar bank accommodation available nahi hoti, toh HRA diya jaata hai jo city category par depend karta hai.
3. Transport Allowance (TA) – Daily office travel ke liye TA provide kiya jaata hai.
4. Medical Facilities – IBPS SO aur unke family members ke liye medical reimbursement, hospital tie-ups aur health check-ups jaise facilities milti hain.
5. Pension & Retirement Benefits – Pension scheme, Gratuity, Provident Fund jaise retirement benefits milte hain, jo future ko financially secure banate hain.
6. Job Security – Bank job permanent hoti hai jisme long-term career stability milti hai.
7. Paid Leaves & Holidays – Casual leave, Sick leave, Privilege leave aur Public holidays milte hain, jo work-life balance maintain karte hain.
8. Promotion Opportunities – Experience, internal exams aur performance ke basis par promotions hote hain.
9. Work-Life Balance – Fixed working hours, limited overtime aur less pressure compared to sales roles, personal life ke liye healthy environment create karta hai.

Overall Package Summary

Respect
Stability
Growth
Financial security
Sab kuch cover hota hai, ek complete professional package banata hai.

IBPS SO Mains Score Card 2026 – Scorecard Me Kaun-Kaun Si Details Hoti Hain?

IBPS SO Mains Score Card 2026 ek official document hota hai jo candidate ke performance ko clearly show karta hai. Ye sirf marks nahi batata, balki interview eligibility ka final proof bhi hota hai. Isliye score card ko dhyan se check karna bahut zaroori hota hai.

1. Candidate Name

Score card par candidate ka naam bilkul wahi hota hai jo application form me bhara gaya hota hai. Naam spelling error hone par future document verification me problem aa sakti hai, isliye ise carefully verify karna chahiye.

2. Roll Number / Registration Number

Ye unique identification number hota hai jo IBPS aapko exam ke liye allot karta hai. Interview aur final allotment ke time bhi isi number se aapki identity verify hoti hai.

3. Post Applied For

IT Officer
Agriculture Field Officer
Law Officer
HR Officer
Marketing Officer

Isse confirm hota hai ki aapka result sahi post ke liye generate hua hai.

4. Section-Wise Marks

Aapke obtained marks
Maximum marks
Section cut off

Ye sab clearly mention hota hai. Isse aap apni performance ko properly analyze kar sakte ho.

5. Total Marks

Total marks aapke overall performance ko show karte hain. Ye marks normalization ke baad calculate kiye jaate hain, taaki sab shifts ke candidates ke liye fair comparison ho sake.

6. Cut Off Marks

Score card par aapki category aur post ke according cut off marks mention hote hain. Aap easily compare kar sakte ho ki aap cut off se upar ho ya neeche.

7. Interview Status

👉 Qualified for Interview
👉 Not Qualified for Interview

Ye line directly batati hai ki aap interview round ke liye selected ho ya nahi.

Score Card Kyun Important Hota Hai?

Interview entry pass hota hai
Final merit list ka base banta hai
Document verification me use hota hai
Future reference ke liye record hota hai
Isliye ise safe rakhna bahut zaroori hota hai.

Important Advice

Score card turant download karein
2–3 printouts le kar rakhein
PDF copy email me save karein
Koi error ho toh IBPS ko turant inform karein

How to Download IBPS SO Mains Score Card 2026 – Step by Step Guide

Step 1: Official Website Open Karein

Sabse pehle apne mobile ya computer browser me IBPS ki official website open karein: 👉 ibps.in
Hamesha sirf official website ka hi use karein, kisi third-party link par bharosa na karein.

Step 2: CRP Specialist Officers Section Par Jayein

Homepage par left side me “CRP Specialist Officers” ka option milega. Us par click karein.
Is section me IBPS SO recruitment se related saari notifications aur links available hote hain.

Step 3: CRP SPL-XV Page Open Karein

Ab “Common Recruitment Process for Specialist Officers XV” ke link par click karein.
Yahin par IBPS SO 2026 se related saari updates milti hain.

Step 4: Score Card Link Par Click Karein

Link milega: 👉 “Scores of Candidates Shortlisted for Interview”
Is par click karte hi login page open ho jaayega.

Step 5: Login Details Enter Karein

Registration Number / Roll Number
Password ya Date of Birth
Captcha Code
Details carefully fill karein, kyunki galat entry se login nahi ho paayega.

Step 6: Submit Aur Login Karein

Sab details bharne ke baad Login button par click karein.
Agar details sahi hongi, toh aapka IBPS SO Mains Score Card screen par open ho jaayega.

Step 7: Score Card Check Karein

Section-wise marks
Total marks
Cut off details
Interview qualification status

Step 8: PDF Download Aur Print Karein

Score card ko PDF format me download karein aur kam se kam 2 printouts nikal kar safe rakh lein, kyunki interview aur future reference ke liye ye document bahut important hota hai.

Important Tips

Score card sirf limited time ke liye available hota hai
Download last date se pehle zaroor kar lein
Email me PDF save karke rakhna best option hota hai
Agar score card open na ho toh browser refresh karein ya different browser try karein

IBPS SO 2026 Cut Off Marks – Complete Explanation

IBPS SO recruitment me cut off marks ek bahut important role play karte hain. Ye cut off decide karta hai ki kaun candidate interview round ke liye qualify karega aur kaun nahi. Isliye har candidate ko apne marks ko cut off se compare karna zaroori hota hai.

Post-Wise Cut Off System

IBPS har Specialist Officer post ke liye alag-alag cut off fix karta hai, kyunki har post ka exam level aur competition different hota hai.

IT Officer
Agriculture Field Officer (AFO)
Law Officer
HR / Personnel Officer
Marketing Officer

Har post ka cut off us post ke total candidates, vacancies aur exam difficulty par depend karta hai.

Category-Wise Cut Off

Post ke saath-saath IBPS category wise bhi cut off apply karta hai:

General (GEN)
Other Backward Class (OBC)
Scheduled Caste (SC)
Scheduled Tribe (ST)
Economically Weaker Section (EWS)

Har category ke liye cut off marks alag hote hain, jisme reserved categories ko government rules ke according relaxation milta hai.

Cut Off Kaise Decide Hoti Hai?

Total number of candidates
Total vacancies
Exam paper ka difficulty level
Candidate performance
Normalization process
In sab factors ke basis par IBPS final cut off publish karta hai.

Cut Off Aur Interview Selection

Cut off se zyada marks → Aap interview ke liye shortlisted
Cut off se kam marks → Aap interview ke liye qualified nahi maane jaate
Isliye cut off ko cross karna interview ka entry ticket hota hai.

Minimum Sectional Cut Off

Kuch posts me IBPS minimum sectional marks bhi fix karta hai, matlab sirf total score hi nahi, balki section wise performance bhi important hoti hai.

Previous Year Trend Ka Fayda

Previous year cut off dekh kar candidates ko idea milta hai ki competition level kya hota hai aur future attempt ke liye preparation ka direction clear hota hai.

Important Points for Candidates

Cut off sirf IBPS official website par valid hoti hai
Har year cut off change hoti hai
Cut off clear karna interview eligibility ke liye mandatory hota hai
Final selection interview + mains ke basis par hota hai

Simple Summary

IBPS SO 2026 cut off marks har post aur har category ke liye alag hote hain. Ye marks hi decide karte hain ki candidate interview round me enter karega ya nahi. Isliye apne score ko cut off se carefully match karna aur future steps plan karna bahut zaroori hota hai.

Interview Process – IBPS SO 2026 (Next Step After Mains)

Agar aap IBPS SO Mains exam me cut off clear karke interview ke liye shortlisted ho gaye ho, toh ye aapke banking career ka sabse important stage hota hai. Interview round final selection ka deciding factor hota hai, isliye is process ko serious aur confident approach ke saath face karna zaroori hota hai.

1. Interview Call Letter

Shortlisted candidates ke liye IBPS official website par interview call letter release karta hai. Call letter me:

Interview date
Time
Venue / Center
Reporting instructions

Candidates ko call letter download karke print nikalna mandatory hota hai.

2. Document Verification

Interview ke din sabse pehle document verification hota hai. Isme aapko apne original documents dikhane hote hain, jaise:

Educational certificates
Category certificate (if applicable)
ID proof
Mains score card
Interview call letter
Agar koi document mismatch hota hai toh candidature cancel bhi ho sakti hai.

3. Interview Panel Process

Interview panel banking experts aur senior officers ka hota hai. Ye panel mainly check karta hai:

Aapka professional subject knowledge
Banking awareness
Practical understanding
Communication skills
Confidence level
Problem solving approach
Questions aapke applied post ke according pooche jaate hain.

4. Communication & Personality Assessment

Sirf knowledge hi nahi, balki aapka behaviour, body language, clarity of speech aur attitude bhi evaluate kiya jaata hai. Ye dekha jaata hai ki aap banking environment me professionally kaam kar sakte ho ya nahi.

5. Interview Marks Weightage

Final result me:

Mains exam marks
Interview marks
dono ko combine karke merit list prepare ki jaati hai. Sirf interview clear karna hi nahi, balki overall performance important hoti hai.

6. Final Merit List & Allotment

Interview complete hone ke baad IBPS:

Final merit list publish karta hai
Bank-wise allotment karta hai
Joining process start hota hai
Iske baad candidate officially banking service join karta hai.

Important Tips for Candidates

Interview se pehle apne subject revise karein
Banking current affairs prepare karein
Clear aur confident communication rakhein
Documents properly arranged rakhein
Honest answers dein

Career Growth Opportunities – IBPS SO

IBPS Specialist Officer (SO) sirf ek job nahi, balki ek long-term professional career hota hai jisme growth, stability aur respect dono milte hain. Banking sector me IBPS SO officers ke liye clearly defined promotion structure hota hai, jisse career progression transparent aur achievable hota hai.

Promotion Hierarchy in IBPS SO

IBPS SO officers ki promotion journey normally is tarah hoti hai:

1. Scale I Officer (Assistant Manager Level)

Ye starting level hota hai jahan officer apni professional field me kaam shuru karta hai. Yahin se training, exposure aur learning process start hota hai.

2. Scale II – Manager

Kuch saal ke experience aur internal promotion process ke baad officer Manager level par promote hota hai. Yahan:

Team handling responsibility aati hai
Decision making role strong hota hai
Policy implementation ka kaam hota hai

3. Scale III – Senior Manager

Senior Manager level par officer:

Regional level coordination karta hai
Complex projects handle karta hai
Junior officers ko guide karta hai
Strategy planning me involve hota hai

4. Chief Manager

Chief Manager ek senior leadership role hota hai jahan:

Department head responsibilities hoti hain
Performance monitoring hota hai
Risk control aur compliance par focus hota hai
Business growth planning hoti hai

5. Assistant General Manager (AGM)

AGM level par officer top management ke close kaam karta hai. Ye level leadership, authority aur professional recognition ka symbol hota hai.

Career Growth Ko Fast Kaise Karein?

Regular departmental exams clear karna
Training programs attend karna
Performance consistently strong rakhna
Professional knowledge update karte rehna
Leadership skills develop karna
Transfers & Exposure
Promotions ke saath: Different branches, Regional offices, Head office exposure milta hai, jo overall personality aur experience ko strong banata hai.

Why IBPS SO Career Is Special?

Fixed promotion policy
Transparent system
Skill-based growth
Respectful position
Long-term stability
milti hai, jo private sector jobs se kaafi better hoti hai.

Simple Summary

IBPS SO career ek ladder jaisa hota hai, jisme har step aapko zyada responsibility, zyada authority aur better lifestyle deta hai. Agar aap consistent mehnat aur dedication ke saath kaam karte ho, toh IBPS SO se aap AGM level tak easily pahunch sakte ho.

Important Instructions for Candidates – IBPS SO 2026

IBPS SO Mains Score Card release hone ke baad candidates ke liye kuch important instructions follow karna bahut zaroori hota hai. Ye instructions aapko future process me kisi bhi problem se bachane me help karte hain.

1. Score Card Time Limit Ka Dhyan Rakhein

IBPS SO Mains Score Card sirf 14 January 2026 tak hi website par available rahega. Is date ke baad link deactivate ho jaata hai, isliye last moment ka wait na karein aur turant download kar lein.

2. Multiple Printouts Zaroor Le

Kam se kam 2–3 printouts
Ek soft copy email me save
Ek pen drive ya cloud storage me backup
rakhna best practice hoti hai, kyunki interview aur future reference ke liye ye document mandatory hota hai.

3. Interview Ke Liye Documents Ready Rakhein

Educational certificates
ID proof
Category certificate (if applicable)
Mains score card
Application form copy
Isse interview day par last moment tension nahi hota.

4. Official Website Regular Check Karein

IBPS interview schedule, call letter aur updates sirf ibps.in par hi publish karta hai. Daily ya alternate day website check karna ek safe habit bana lein.

5. Score Card Details Carefully Verify Karein

Name spelling
Roll number
Category
Post applied
Marks
Agar koi mistake ho toh turant IBPS ko inform karna zaroori hota hai.

6. Fake Links Se Bach Kar Rahein

Kabhi bhi unknown websites ya WhatsApp links se score card download na karein. Hamesha direct official website ka hi use karein.

Simple Advice

Jo candidate in instructions ko seriously follow karte hain, unka interview aur final selection process kaafi smooth rehta hai. Thodi si care future ke liye bahut bada benefit ban jaati hai.

IBPS SO Mains Score Card 2026 Download Link:

Official IBPS website par login karke download karein.

Official Website:

www.ibps.in

Interview Call Letter:

Coming soon on IBPS portal

Important Note:

(Always use only official website for authentic updates.)

IBPS SO 2026 – FAQs

Q1. IBPS SO Mains Score Card 2026 kab release hua?

👉 08 January 2026 ko.

Q2. Score card kab tak download kar sakte hain?

👉 14 January 2026 tak.

Q3. Score card me kya details hoti hain?

👉 Marks, cut off aur interview status.

Q4. Interview kab hoga?

👉 January 2026 ke end tak expected.

Q5. IBPS SO salary kitni hoti hai?

👉 Approx ₹38,000+ per month.

Q6. Cut off post-wise hota hai?

👉 Haan, post aur category wise.

Conclusion

IBPS SO Mains Score Card 2026 har banking aspirant ke liye ek bahut important milestone hai, kyunki yahi score aapke interview entry ka gate pass banta hai. Agar aap interview ke liye qualified ho gaye ho, toh ye aapki mehnat, consistency aur dedication ka result hai. Is achievement ke liye aap truly deserve appreciation. Ab apna focus sirf interview preparation par rakhein aur apni professional knowledge aur communication skills ko aur strong banayein.

Jo candidates is baar cut off se thoda peeche reh gaye hain, unhe disappoint hone ki zaroorat nahi hai. Har attempt aapko zyada experience, better understanding aur stronger preparation deta hai. Next time aap zyada confidence aur clarity ke saath exam face kar paoge.

IBPS SO banking sector ki ek aisi opportunity hai jisme aapko:

Job security
Respectable position
Fixed career growth
Attractive salary
Professional work environment
Sab kuch milta hai. Isi liye IBPS SO ko ek golden banking career option maana jaata hai.

Ab delay na karein. Apna score card turant download karein, apni performance analyze karein aur interview preparation ko seriously start karein. Aaj ki planning hi kal ki success decide karti hai.